Park Avenue Securities LLC (PAS)
Guardian Investor Services LLC Business Continuity Plan Disclosure
Guardian Investor Services LLC
Business Continuity Plan Disclosure

Guardian Investor Services LLC (GIS) is a distributor of variable insurance products issued by The Guardian Insurance & Annuity Company, Inc. (GIAC) and RS Family of Mutual Funds. GIS is located at 7 Hanover Square, NY, NY 10004. GIS, a wholly owned subsidiary of The Guardian Life Insurance Company of America, Inc. (GLIC) has developed a Business Continuity Plan (BCP) on how our firm will respond to events that significantly disrupt our business.

Business Continuity Plan
Since the timing and impact of disasters and disruptions are unpredictable, our firm has an obligation to prepare for unforeseen events as they occur. Our BCP is designed to permit our firm to resume operations in a reasonable amount of time at a secure remote location, given the scope and severity of a major event.

Varying Disruptions
If a business disruption affects only our firm or a specific building within our firm, we will transfer our operations to a local worksite. In a disruption affecting our business district, city, or region, we will transfer our operations to an alternate worksite outside of the affected area. In either situation, we plan to continue conducting business and notify our clients on how to contact us through our web site at http://www.guardianinvestor.com.

In order to accommodate our recovery time objective, telephone service will continue at the alternate worksite and normal work processes will resume at the alternate worksite. Recovery times may vary depending on the nature and severity of the disruption; however, our recovery time objective for mission critical operations is 0-72 hours. If the significant business disruption is so severe that it prevents us from conducting business, we will assure our customer’s prompt access to their funds and securities.

Contacting Us
If a significant business disruption occurs and you cannot contact our Customer Service Representatives at 1-800-221-3253, the Equity Administration area at 1-800-533-0099 or Park Avenue Variable Life Administration at 1-800-441-6455, please log on to our web site at http://www.guardianinvestor.com. GIS BCP is reviewed at least annually or upon any material change to our business. All changes will be updated on our website. You may obtain a current written copy of this notice by contacting a GIS representative or writing to us at:

The Guardian Life Insurance Company
7 Hanover Square
New York, NY 10004